Creating Ultimate Cream Cheese Banana Bread is straightforward. Follow these easy steps to achieve delicious results:

1. Preheat Oven: Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan.
2. Cream Butter and Cream Cheese: In a large mixing bowl, beat the softened butter and cream cheese until smooth and creamy.
3. Add Sugar: Gradually mix in the granulated sugar until well combined.
4. Incorporate Eggs and Bananas: Beat in the eggs one at a time, mixing after each addition. Then fold in the mashed bananas and vanilla extract.
5. Combine Dry Ingredients: In a separate bowl, whisk together the flour, baking soda, salt, and cinnamon (if using).
6. Mix Together: Gradually add the dry ingredients to the wet mixture, mixing just until combined. Do not overmix.
7. Add Extras: If desired, fold in nuts or chocolate chips for added texture and flavor.
8. Bake: Pour the batter into the prepared loaf pan and smooth the top. Bake for 60-65 minutes or until a toothpick inserted into the center comes out clean.
9. Cool: Allow the bread to cool in the pan for about 15 minutes, then transfer to a wire rack to cool completely.

By following these steps carefully, you will create a moist and delectable banana bread that everyone will rave about!